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Key Points for Loan Deal

Loan Amount

We enable you to avail the maximum car loan amount of up to 85% of on-road price based on laid down terms and conditions.

Interest Rate

You will be eligible to get the best interest which does not exceed 10% and it depends upon the net income and down payment to be made.

Down Payment

The minimum down payment varies between only 10 -15%, enough to take delivery of your car.

Loan Tenure

The duration to repay the loan amount is one of the shortest and ranges between 3 to 5 years.

Processing Fee

The processing fee in availing the car loan amount is only 1% - 2% - one of the lowest.


Documents for applying the car loan: 1. Minimum age 2. Minimum net annual salary. 3. Minimum net annual business income for self-employed.

EMI Amount

Ascertain the car loan EMI which is the fixed amount of money to be repaid to the bank on monthly basis depending on the loan amount.

Loan Approval Time

The loan amount is approved in as low as 1 or 2 days to a maximum of a week on fulfilling the stipulations.

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Steps for Applying a Car Loan


You can easily apply for a car loan for new or used cars in a convenient and simple manner. Our professionals offer ample guidance in application of a car loan that requires particulars like personal details and other relevant credentials.


The processing of car loan is customer friendly and a hassle free process. On submission of the application and collection of necessary documents, the processing involves the verification of the documents to see if they meet the standard criteria.


Subsequent to the application process you are required to submit the documents pertaining to proof of income – salaried or self –employed, address proof and other necessary documents needed to prove your identity.

Loan Sanction

On successful processing of the documentation the loan amount is fixed based on the monthly income of the applicant along with the EMI and tenure to repay the loan.


With the loan amount approved after checking the veracity of documents, the next stage is the disbursement of the decided amount through cheques or demand drafts (DD).

Customer Satisfaction

The entire procedure of availing a car loan at different stages is adequately assisted by our experts, clarifying all the relevant queries raised and ultimately offering the most needed satisfaction at the end of the exercise.

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